Gujarat’s farmers have access to more government schemes than any other occupational group in the state — central schemes, state schemes, crop insurance, income support, credit facilities, and subsidies. But most farmers I talk to know only one or two of them, leaving thousands of rupees in unclaimed benefits every year.
✅ This guide is based on official government sources and notifications. Last verified: October 12, 2026. Scheme details, eligibility criteria, and benefit amounts are revised by the government from time to time — always cross-check the latest information on the official portal before applying.
Looking for gujarat government schemes for farmers? This complete list of gujarat government schemes for farmers covers subsidies, crop insurance, irrigation support, and how to apply for each scheme in 2026.
This is your complete master list of every major government scheme available to Gujarat’s farmers in 2026 — what each one gives you, who qualifies, and where to apply. Bookmark this page. Share it with every farmer you know.
Why This List Matters
For official updates, check the Gujarat government portal — it lists every gujarat government scheme for farmers with application links.
Here’s a hard truth: government surveys consistently show that awareness, not eligibility, is the biggest barrier to scheme benefits reaching farmers. A farmer growing cotton in Rajkot might know about PM-KISAN but have no idea about the Mukhyamantri Kisan Sahay Yojana that could give him ₹25,000 per hectare after crop damage.
I’ve organized every scheme below by what it does for you — income support, crop protection, credit, inputs, allied activities, and welfare. This is the most complete collection of Gujarat government schemes for farmers you’ll find anywhere online. For each scheme, you get the benefit amount, eligibility in plain language, and the official portal to apply.
Category 1: Direct Income Support Schemes
1. PM-KISAN Samman Nidhi — ₹6,000/Year
The foundation of farmer income support. Every eligible landholding farmer family gets ₹6,000 per year in three installments of ₹2,000 each, paid directly to bank accounts.
- Eligibility: All landholding farmer families with cultivable land (some exclusions for institutional landholders and high-income professionals)
- Key requirement: e-KYC is mandatory — complete it at pmkisan.gov.in or via OTP/biometric
- How to apply: Online at pmkisan.gov.in or through CSC centres
- Full guide: Read our detailed PM-KISAN Samman Nidhi Yojana guide and track the 24th installment status
2. Mukhyamantri Kisan Sahay Yojana (MKSY) — Up to ₹1,00,000
Gujarat’s own crop-loss compensation scheme. No premium, no enrollment needed. If natural calamity damages your Kharif crop by 33% or more in a notified taluka, you get:
- ₹20,000/hectare for 33–60% crop loss
- ₹25,000/hectare for 60%+ crop loss
- Maximum 4 hectares → up to ₹1,00,000
- Portal: krp.gujarat.gov.in | ikhedut.gujarat.gov.in
- Full guide: Our complete Mukhyamantri Kisan Sahay Yojana guide covers the application process step by step
Category 2: Crop Insurance and Protection
3. PM Fasal Bima Yojana (PMFBY) — Full Crop Insurance
India’s flagship crop insurance scheme. Farmers pay a nominal premium (2% for Kharif, 1.5% for Rabi, 5% for commercial crops) and get full sum-insured coverage against crop failure.
- Eligibility: All farmers including sharecroppers and tenant farmers
- Premium: Heavily subsidized — government pays the rest
- Note: Cannot claim for the same crop/season under both PMFBY and MKSY
- How to apply: Through banks, CSCs, or the PMFBY portal before the sowing season deadline
4. Soil Health Card Scheme — Free Soil Testing
Get your soil tested free every 2 years and receive a Soil Health Card with nutrient status and fertilizer recommendations. This isn’t cash, but it saves money — farmers using SHC recommendations report 10-15% reduction in fertilizer costs.
- How to get: Contact your Taluka Agriculture Office or apply via soilhealth.dac.gov.in
- Frequency: Once every 2 years, free of cost
Category 3: Credit and Loan Schemes
5. Kisan Credit Card (KCC) — Up to ₹5 Lakh at 4% Interest
The KCC gives farmers working capital loans up to ₹5 lakh at an effective interest rate of just 4% per annum (7% base minus 3% prompt repayment incentive).
- Eligibility: All farmers — individual, joint borrowers, tenant farmers, SHGs
- Interest subvention: 2% + 3% prompt repayment incentive = effective 4%
- New: KCC now covers animal husbandry and fisheries too (up to ₹5 lakh)
- How to apply: At any bank branch or via the JanSamarth portal
- Full guide: Kisan Credit Card apply online
6. PM Mudra Loan (Shishu/Kishore/Tarun) — Up to ₹20 Lakh
For farmers diversifying into agri-allied businesses (dairy, poultry, food processing, agri-services), Mudra loans provide up to ₹20 lakh without heavy collateral requirements.
- Full guide: PM Mudra Loan Yojana
Category 4: Input Subsidies (Seeds, Equipment, Irrigation)
7. Subsidy on Farm Mechanization (SMAM)
Get 50-80% subsidy on agricultural machinery — tractors, rotavators, seed drills, harvesters. Small and marginal farmers get higher subsidy rates.
- How to apply: iKhedut portal (ikhedut.gujarat.gov.in) → Farm Mechanization component
- Subsidy: Up to 50% for general, higher for SC/ST/women farmers
8. Micro-Irrigation (Per Drop More Crop) — Up to 70% Subsidy
Drip and sprinkler irrigation systems with subsidy up to 55-70% for small and marginal farmers. In water-scarce regions of Saurashtra and North Gujarat, this scheme is transformative.
- How to apply: iKhedut portal → Horticulture/Water management section
- Implementing agency: Gujarat Green Revolution Company (GGRC)
9. iKhedut Portal — Gujarat’s Single Window
Nearly all Gujarat agriculture schemes route through the iKhedut portal (ikhedut.gujarat.gov.in). If you haven’t registered yet, do it today — it’s the gateway to subsidies on seeds, equipment, irrigation, horticulture, and more.
- Registration: Free, requires Aadhaar + 7/12 land record + bank details
- Tip: Apply early in the season — popular components (like drip subsidy) have limited annual quotas
Category 5: Allied Activities (Dairy, Animal Husbandry, Fisheries)
10. Dairy Farming Support — Gujarat’s White Revolution Continues
Gujarat’s cooperative dairy network (Amul and district unions) is the backbone of rural income. Government support includes:
- KCC for animal husbandry: Up to ₹5 lakh working capital at 4% effective interest
- Subsidy on cattle shed construction through iKhedut
- Milch animal purchase subsidy for SC/ST and BPL families
- Apply via: District Dairy Union + iKhedut portal
11. National Livestock Mission — Poultry, Goat, Sheep
Subsidies for poultry farms, goat rearing, and sheep breeding units. Particularly valuable for small farmers looking to diversify beyond crops.
- Subsidy: Up to 50% of project cost (varies by component and category)
- Apply via: District Animal Husbandry Office
Category 6: Welfare and Social Security for Farmers
12. PM-KISAN Maandhan (PM-KMY) — ₹3,000/Month Pension
Farmers aged 18-40 can enroll for a ₹3,000 monthly pension after age 60 by contributing ₹55-200/month (age-dependent). Government matches your contribution 1:1.
- Eligibility: Small and marginal farmers, age 18-40
- How to apply: CSC centres or maandhan.in
13. Ayushman Bharat (PM-JAY) — ₹5 Lakh Health Cover
Eligible farmer families get ₹5 lakh annual health insurance per family for hospitalization. Many Gujarat farmer families qualify under SECC criteria.
- Full guide: Ayushman Bharat Card
14. e-Shram Card — Unorganized Worker Benefits
Agricultural laborers and tenant farmers should register for e-Shram — it unlocks accident insurance (₹2 lakh) and serves as gateway ID for multiple welfare schemes.
- Full guide: e-Shram Card Registration
Quick Comparison: Which Schemes Should YOU Prioritize?
| Your Situation | Priority Schemes |
|---|---|
| Small farmer, Kharif crops | PM-KISAN + MKSY + KCC + Soil Health Card |
| Worried about crop failure | PMFBY (enroll before sowing) + MKSY (automatic) |
| Need working capital | KCC (4% interest) + PM-KISAN |
| Want to modernize farming | SMAM (machinery) + Micro-irrigation via iKhedut |
| Dairy/poultry side income | KCC animal husbandry + NLM + Dairy Union schemes |
| Old age security | PM-KISAN Maandhan + Ayushman Bharat |
How to Maximize Your Benefits: 7 Practical Tips
- Keep 7/12 and 8-A updated. Every Gujarat scheme runs on land records. Visit your Talati before each season.
- Link Aadhaar to bank + mobile. DBT failures almost always trace to unlinked accounts.
- Register on iKhedut NOW. Don’t wait for calamity season — registration takes time.
- Complete PM-KISAN e-KYC. Without it, your ₹6,000/year stops. Check status at our e-KYC guide.
- Enroll in PMFBY before the deadline. MKSY is great, but PMFBY covers Rabi too. Don’t rely on only one.
- Get a Soil Health Card. Free, and it can cut your fertilizer bill significantly.
- Talk to your Taluka Agriculture Officer. They’re the best source for what’s currently open, what quotas remain, and what’s coming next season.
Many of these gujarat government schemes for farmers can be applied for online through the Digital Gujarat portal. If you are a farmer in Gujarat, check which gujarat government scheme for farmers matches your needs — from irrigation subsidy to crop insurance — and apply before the deadline.
Frequently Asked Questions About Gujarat Government Schemes for Farmers
Which is the best government scheme for Gujarat farmers?
There’s no single “best” — it depends on your needs. For guaranteed annual income: PM-KISAN (₹6,000/year). For crop loss protection: MKSY (up to ₹1 lakh, no premium) + PMFBY. For cheap credit: KCC at 4% interest. Most farmers should combine 3-4 schemes.
How to apply for Gujarat farmer schemes online?
Most Gujarat-specific schemes (subsidies, MKSY, mechanization, irrigation) go through the iKhedut portal at ikhedut.gujarat.gov.in. Central schemes (PM-KISAN, PMFBY, KCC) have their own portals or work through banks/CSCs.
What is the Mukhyamantri Kisan Sahay Yojana benefit?
₹20,000/hectare for 33-60% Kharif crop loss, ₹25,000/hectare for 60%+ loss, up to 4 hectares. Zero premium. See our detailed MKSY guide.
Can a farmer get both PM-KISAN and MKSY?
Yes. PM-KISAN is income support (₹6,000/year, always). MKSY is calamity compensation (only when notified crop loss occurs). They are fully compatible — as are KCC loans and most input subsidies.
What documents do Gujarat farmers need for government schemes?
The universal set: Aadhaar card, 7/12 Utara, 8-A land record, Aadhaar-linked bank passbook, Aadhaar-linked mobile number, and passport-size photos. Keep these ready and updated.
Is there any scheme for farm widows or women farmers in Gujarat?
Yes — women farmers can access all the above schemes plus targeted support like the Ganga Swaroop Yojana (widow assistance). See our Ganga Swaroop Yojana guide.
Final Thoughts
A Gujarat farmer who claims everything they’re entitled to under these Gujarat government schemes for farmers — PM-KISAN’s ₹6,000, KCC’s 4% credit, MKSY’s calamity protection, input subsidies via iKhedut, and a Soil Health Card — is in a fundamentally stronger position than one who doesn’t. The schemes exist. The money is budgeted. The only missing piece is usually awareness and paperwork.
Start today: update your land records, register on iKhedut, complete your PM-KISAN e-KYC, and talk to your agriculture officer about what’s open right now. Then share this article in your village WhatsApp group — because the farmer who doesn’t know about these schemes is the one who needs this list the most.
For deep dives, read our Mukhyamantri Kisan Sahay Yojana guide, PM-KISAN complete guide, and Kisan Credit Card guide. Your farm’s financial future is worth an hour of paperwork.
More Schemes Gujarat Farmers Should Know
15. Pradhan Mantri Krishi Sinchai Yojana (PMKSY) — Har Khet Ko Pani
The national micro-irrigation mission, implemented in Gujarat through GGRC. If you haven’t yet shifted to drip/sprinkler, this is your pathway — subsidies up to 70% for small farmers.
- Apply via: iKhedut portal → Micro-irrigation section
- Benefit: 35-70% subsidy depending on category and landholding
16. National Food Security Mission (NFSM) — Pulses and Oilseeds Push
Additional subsidies for pulses (tur, moong) and oilseed (groundnut, sesame) cultivation — seed minikits, plant protection, and farm machinery support.
- Apply via: Taluka Agriculture Office
- Benefit: Free/subsidized seed minikits + input assistance
17. Paramparagat Krishi Vikas Yojana (PKVY) — Organic Farming
Thinking of going organic? PKVY provides ₹50,000 per hectare over 3 years for organic conversion, including certification costs and input support.
- Benefit: ₹50,000/ha over 3 years in DBT installments
- Apply via: District Agriculture Office → Organic farming cell
18. Agroforestry Subsidy — Trees on Farm Bunds
Plant trees on field boundaries and get subsidy per surviving tree after 3 years. Extra income + environmental benefit + additional scheme money.
- Apply via: Forest Department / iKhedut portal
Seasonal Application Calendar for Gujarat Farmers
| Month | Key Actions |
|---|---|
| January | Rabi crop monitoring; PMFBY Rabi enrollment deadline check; Soil Health Card renewal if due |
| February-March | Rabi harvest; apply for farm mechanization subsidy for next season via iKhedut |
| April-May | Update 7/12 records; link Aadhaar-bank; summer ploughing; micro-irrigation applications |
| June | Kharif sowing begins; PMFBY Kharif enrollment deadline (usually July 31); KCC renewal |
| July-September | Crop monitoring; report damage to Agriculture Officer; PM-KISAN installment expected |
| October-November | Watch for unseasonal rain; MKSY notification check; Kharif harvest |
| December | Rabi sowing; MKSY DBT payments arrive; PM-KISAN installment; plan next year |
Print this calendar and stick it on your wall. Missing the PMFBY enrollment deadline by even one day means zero insurance for the entire season. These dates matter more than any single scheme’s benefit amount.
District Agriculture Offices: Key Contacts
Every Gujarat district has a District Agriculture Office led by the Deputy Director of Agriculture. This is your go-to for:
- Scheme enrollment and application status
- Girdawari and crop loss assessment (MKSY)
- Input subsidy disbursement
- Soil Health Card distribution
- Farmer training programs
How to find yours: Search “[Your District] District Agriculture Office Gujarat” or visit ikhedut.gujarat.gov.in → Contact Us. Save the phone number — you’ll need it at least twice a year.
The One-Page Action Plan for Every Gujarat Farmer
If you do nothing else after reading this 3000-word guide, do these 5 things this week:
These five actions take one day. They unlock lakhs in potential benefits over the coming years. There’s no better return on investment in farming than one day of paperwork.
Additional FAQs
What is the iKhedut portal and why do I need it?
iKhedut (ikhedut.gujarat.gov.in) is Gujarat’s single-window portal for agriculture schemes — subsidies on seeds, equipment, irrigation, horticulture, animal husbandry, and more. Registration is free and requires Aadhaar, 7/12, and bank details. Most state schemes route through it.
How do I check if my taluka is notified under MKSY?
Visit ikhedut.gujarat.gov.in and look for calamity notifications, or call your Taluka Agriculture Office directly. You can also check our detailed MKSY guide for the step-by-step process.
Can I get KCC loan if I already have PM-KISAN?
Absolutely. PM-KISAN (income support) and KCC (credit) are fully compatible. In fact, having PM-KISAN makes KCC approval easier since it establishes you as a verified farmer in government records.
What is the maximum total benefit a Gujarat farmer can get in a year?
A farmer maximizing all schemes could receive: PM-KISAN ₹6,000 + MKSY up to ₹1,00,000 (if calamity hits) + KCC interest savings (~₹15,000 on ₹5L) + input subsidies (₹20,000-50,000) + Soil Health Card savings. Realistic annual benefit range: ₹35,000 to ₹1,75,000 depending on calamities and scheme utilization.
Scheme-Wise Official Portals: Bookmark These
| Scheme | Official Portal |
|---|---|
| PM-KISAN | pmkisan.gov.in |
| MKSY / iKhedut | ikhedut.gujarat.gov.in, krp.gujarat.gov.in |
| PMFBY | pmfby.gov.in |
| KCC | janasamarth.in (or any bank branch) |
| Soil Health Card | soilhealth.dac.gov.in |
| PM-KISAN Maandhan | maandhan.in |
| e-Shram | eshram.gov.in |
| Ayushman Bharat | beneficiary.nha.gov.in |
Beware of fake websites. Only use the official portals above. Fraudulent sites mimicking government portals have cheated farmers out of “registration fees” — government scheme applications are always free. If any website asks for payment to apply, it’s a scam.
Here’s my final request: share this article with at least 5 farmers you know. Forward it in your village WhatsApp group. Print the seasonal calendar for the panchayat notice board. Tell the young farmer next door about iKhedut registration.
Government schemes worth lakhs of rupees go unclaimed every year in Gujarat — not because farmers aren’t eligible, but because they don’t know. You now know. Pass it on. That single act of sharing might be worth more than any single scheme on this list.
